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Improve Your Finances: Look Up, Not Down

They say that you’re an average of your 5 closest friends. Like anything “they” say, this soundbite has to be taken with a grain of salt. There’s undoubtedly some truth in it, like there is in every...

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Will Actively Managed Mutual Funds Ever Go Away?

These days, the passive investing movement is gaining momentum faster than I get rejected for dates by attractive ladies. And for good reason. Actively managed mutual funds may sometimes outperform the...

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How Many Of Your Needs Are Actual Needs?

As I type this post, the show Doomsday Preppers is playing in the background of my hotel room. As far as I can tell, the show isn’t available yet in Canada, so let me fill you in on what you’re...

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If I Had A Million Dollars

Remember that song by The Barenaked Ladies, about all the things the lead singer would do if he had a million dollars? You know it’s already in your head. Anyway, as I listened to it today, (I’m not...

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Does Where You Live Matter?

You’ll probably all make fun of me for this, but that’s okay. I live exactly 3 blocks from the house I grew up in. Hmm… no Momma’s boy jokes yet? I’m sure there will be some by the end of the post. Or,...

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The 9 Biggest Rip-Offs Ever

Unlike the rest of the personal finance blogosphere, I’m willing to admit I’m cheap. Every time I crack out some cash to pay for something, it pains me. Yeah, I realize I have to eat, and I need...

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Should You Bother With A Safety Deposit Box?

How many of you have a safety deposit box? I do, and I don’t even know how much I pay for it. How bad is that? As for documents in it, I have a copy of the title of my house, (which is kind of...

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Why I’m Okay With Most People Getting A Tax Refund

It’s that time of year again. No, I’m not talking about spring, even though it’s just around the corner. And I’m not talking about the beginning of the baseball season either, even though I am...

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Are You Spending Too Much Time On Things That Don’t Matter?

The other day, I had to participate in a conference call for work. It wasn’t a pleasant experience, luckily it was over in 15 minutes. I’m not sure if anybody likes conference calls, even the guy who...

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6 Ways To Save Thousands On Your Next Mortgage

Unfortunately, unless your last name happens to be Buffett or Gates, you’re going to have to take out a mortgage to buy your dream home. Or, even just a decent, regular old house. I know, it stinks....

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